Key Responsibilities:

Risk Evaluation &amp; Underwriting:

<ul>
<li style="text-align:start;">Assess risk for clients including fire, burglary, engineering, and allied perils for SME &amp; Large Clients</li>
</ul>

<ul>
<li style="text-align:start;">Analyze proposals, conduct site inspections (as needed), and determine appropriate coverage and pricing.</li>
</ul>

<ul>
<li style="text-align:start;">Ensure underwriting decisions align with company guidelines and reinsurance treaties.</li>
</ul>

Portfolio Management:

<ul>
<li style="text-align:start;">Monitor and manage the profitability of the SME &amp; property portfolio.</li>
</ul>

<ul>
<li style="text-align:start;">Identify trends, loss ratios, and recommend corrective actions to improve underwriting performance.</li>
</ul>

Stakeholder Collaboration:

<ul>
<li style="text-align:start;">Work closely with sales, claims, and reinsurance teams to ensure seamless policy issuance and servicing.</li>
</ul>

<ul>
<li style="text-align:start;">Support channel partners and intermediaries with technical underwriting inputs.</li>
</ul>

Compliance &amp; Documentation:

<ul>
<li style="text-align:start;">Ensure all underwriting documentation is complete, accurate, and audit-ready.</li>
</ul>

<ul>
<li style="text-align:start;">Stay updated with IRDAI regulations and internal compliance requirements.</li>
</ul>

Team Leadership &amp; Development:

<ul>
<li style="text-align:start;">Mentor junior underwriters and support staff.</li>
</ul>

<ul>
<li style="text-align:start;">Conduct training sessions to enhance underwriting capabilities within the team.</li>
</ul>

Qualifications &amp; Experience:

<ul>
<li style="margin-left:0px;">Graduate/Postgraduate in Insurance, Risk Management, or related field.</li>
</ul>

<ul>
<li style="margin-left:0px;">Minimum 8–10 years of experience in property &amp; SME underwriting</li>
</ul>

<ul>
<li style="margin-left:0px;">Strong knowledge of fire, engineering, and allied lines of business.</li>
</ul>

<ul>
<li style="margin-left:0px;">Familiarity with underwriting tools, risk inspection processes, and regulatory norms.</li>
</ul>

Skills &amp; Competencies:

<ul>
<li style="margin-left:0px;">Analytical mindset with strong decision-making ability.</li>
</ul>

<ul>
<li style="margin-left:0px;">Excellent communication and stakeholder management skills.</li>
</ul>

<ul>
<li style="margin-left:0px;">Proficiency in MS Office and underwriting software.</li>
</ul>

<ul>
<li style="margin-left:0px;">Ability to work independently and manage regional underwriting operations.</li>
</ul>

Underwriting Manager in Mumbai (UID-15079)

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Job Description for Underwriting Manager

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